What is Health Insurance?
By definition, health insurance is a contract between an insurance company and a policy holder. But the components of health insurance, premiums, copays, deductibles, and out-of-pocket maximums, can vary by plan and how policyholders access care. Military families utilize TriCare, our disabled and Senior population utilize Medicare and/or Medicaid, and the remainder of our country’s population generally enroll in individual or group insurance.
Employer Sponsored
Employer Sponsored health insurance plans are designed to be more cost-effective for businesses. Employee premiums are typically less expensive than those for an individual health plan. Premiums are paid with pretax dollars, which help employees pay less in annual taxes. Employers pay lower payroll taxes and can deduct their annual contributions. when calculating income taxes.
Learn more.
Individual
Learn about the changing world of plans, premiums and benefits so you can make decisions that make sense for you and your family.
